Why take out this insurance?
Benefits of our car insurance in Spain.
Learn about
our star covers
- No-claims bonus: We respect the no-claims bonus from your country.
- Replacement vehicle: In case of breakdown, accident or theft
- Accessories: We cover up to €12,000 in factory accessories, without you having to declare them.
- Valuation in the event of an accident: We value your car as new for the first 3 years and in the 4th, we apply a 30% improvement on the valuation.
- Fully Comprehensive: We provide fully comprehensive insurance for your car even if it is not new, as long as it is less than 15 years old.
Our coverand services
An insurance tailored to your needs that adapts to any vehicle thanks to our configuration options.
- Different types of cover
Cars and drivers are all different, so we adapt to what you need with different coveroptions:
- Third Party. (T)
- Extended Third Party. (TA)
- Fully Comprehensive. (TR)
Obligatory and Voluntary Civil LiabilityThe protection you need to cover any material and/or personal damage you cause to a third party with your car.
This coveris included in all our plans: Third Party, Extended Third Party and Fully Comprehensive.- Bodily and material damages above the legal minimum required.
- Bail bonds.
- Fire damage in garages.
- Damages caused by you as a cyclist or pedestrian.
Legal defence and damage claims to third partiesWhat if a third party takes you to court or you have to take someone to court? With Reale you will have both your defence and prosecution expenses covered in criminal proceedings arising from a traffic accident involving the insured vehicle.
This cover is always included in all our plans: Third Party, Extended Third Party and Fully Comprehensive.- Solicitors and barristers costs
Own damageDo you want maximum protection for your car? With our comprehensive plan, your car will always look like it just left the factory.
Our comprehensive plan covers all material damage to your vehicle: scratches, dents, etc.- Repair costs.
- Replacement vehicle.
- Costs to cover transporting the vehicle to the workshop.
WindowsCar windows are very expensive and they are one of the elements most exposed to breakage. At Reale, we advise you to take out this cover so that window repair or replacement is always covered.
This is always covered in the Comprehensive plan and it is an option in the Extended Third Party plan. - Fire
What if your car catches fire and you cannot claim off anyone else's insurance? If you take out this cover within our Extended Third Party plan, you will not have to worry about anything.
It is also included in the Comprehensive plan. We cover any damage to your car caused by fire.- Damage due to fire, explosion.
- Fire-fighter and rescue service costs.
- Replacement vehicle (if declared a write-off).
Theft and damage due to theftWhat if your car gets stolen? We are here to help you with everything you need in this type of situation.
This cover is always included in the Comprehensive plan and you can select it as an option in the Extended Third Party plan.- Compensation for the theft of your vehicle.
- Repair of parts damaged in an attempt to steal your vehicle.
- Replacement of stolen car parts.
- Recovery expenses if your car is stolen.
- Vehicle replacement until payment of compensation or recovery.
Managing fines and driving licence withdrawalsWhat to do if you get fined or disqualified from driving? With Reale, you will have everything you need to be able to settle any traffic sanctions and, should you be disqualified from driving, we will pay for the course you have to take before recovering your licence.
Fine management coveris included in all our insurance plans and disqualification coveris optional in the extended third party and comprehensive plans.- Expenses for managing fines
- Course and exam to recover your licence or points.
- Compensation for disqualification from driving.
Travel assistanceWe are by your side on all your journeys. Our Travel Assistance covernot only protects your vehicle, but also you as a driver, the passengers and your luggage (even if you are not travelling by car).
- Technical assistance on the road, towing, rescue and parts shipment.
- Professional driver should the insured driver not be able to drive.
- Alternative means of transport in case of breakdown or accident.
- Sending keys.
- Transportation or repatriation of injured, sick or deceased travellers and other passengers.
- Travel expenses for a relative if the policy holder is hospitalised.
- Medical and health assistance including shipment of medicines.
- Hotel expenses in case of illness.
- Expenses due to early return.
- Search and delivery of lost luggage and compensation for delay.
- Telephone medical advice.
- Advance of funds abroad.
Driver's accident insuranceAt Reale, we want you to drive with the peace of mind of always being protected. That is why this guarantee comes with all our insurance plans: Third Party, Extended Third Party and Fully Comprehensive. This will protect you in the following situations:
- Compensation in case of death.
- Compensation in case of Permanent Disability.
- Healthcare assistance. We cover medical, surgical, hospital and pharmaceutical expenses.
- Accommodation and expenses for a companion if the policy holder is hospitalised.
- Cosmetic surgery and prosthesis.
All our insurance products for expatriates
Car
Car insurance to suit your needs whether you are living in Spain temporarily or permanently.
Home
Protect your home against any unforeseen events. All the protection you need whether you live there for long periods or for shorter stays.
Business
Your business is important to you - that's why Reale works hard to ensure no unforeseen event prevents you from succeeding.
Pet
Protection for pet owners from unexpected costs. The insurance policy that protects your dog or cat just like the other members of your family.
Specialists in caring for people like you.
What if your insurers could really relate to your problems? Our advisers and agents are people who, like you, one day decided to come and live in Spain. That is why we can anticipate your problems and offer you the best solution.Our job is to be on hand, to advise you and make your life easier.
All the advantages of taking out your insurance with Reale Seguros.
We are an insurance group with 190 years' experience behind us and over 4 million policy holders in Spain.
- Specialist advice
Our professionals understand your problems because, like you, one day they decided to come and live in Spain.
- Fast service
If we fail to meet our commitments, we will refund your money.
- We speak your language
We want you to feel at home knowing that language is not a barrier when you communicate with us.
- Special Conditions
We want you to feel at home, so we offer you special conditions when you take out your insurance with us.
- Easy to contract
Leave us your details and we will get back to you by phone, online or at your nearest insurance branch.
- Payment plan
Choose how to pay for your insurance: quarterly, six-monthly or annually.